Terms and Conditions
Last Updated: August 21, 2025
These Terms and Conditions govern your use of Drovianquelis Financial Planning services. Please read carefully before subscribing. Last updated: July 29, 2025
Acceptance of Terms
By subscribing to our service, creating an account, or using our website, you agree to be bound by these Terms and Conditions
This constitutes a legally binding agreement between you and Drovianquelis Financial Planning Limited
Service Description
Our financial planning subscription service includes
- Monthly financial planning consultations and personalised guidance
- Access to budgeting tools and financial tracking resources
- Educational materials and market insights relevant to UK residents
User Responsibilities
As a subscriber, you agree to the following responsibilities
Account Management
- Maintain accurate and current account information
- Keep your login credentials secure and confidential
- Notify us immediately of any unauthorised account access
Prohibited Activities
- Using our service for any unlawful purpose or illegal activity
- Sharing your account access with unauthorised third parties
- Attempting to circumvent our security measures or access restrictions
- Providing false or misleading information during registration or consultations
Intellectual Property Rights
All content, materials, and intellectual property remain our exclusive property
All website content, planning materials, and proprietary tools are protected by copyright and trademark laws
You receive a limited, non-transferable license to use our service for personal financial planning purposes only
Payment and Billing Terms
Understanding your subscription obligations
Monthly Subscription Billing
Subscriptions are billed monthly in advance at £250 per month including VAT. Payment is processed on the same date each month using your preferred payment method.
Refund Policy
Refunds are not provided for completed consultation sessions or partially used subscription periods. You may cancel your subscription at any time to prevent future charges.
Limitation of Liability
Important liability limitations apply to our service
Our liability is limited to the maximum extent permitted by UK law
- We exclude liability for any investment losses or financial decisions made based on our guidance
- Our total liability shall not exceed the subscription fees paid in the preceding 12 months
- We are not liable for consequential, indirect, or punitive damages
Alternative Dispute Resolution
We encourage resolving disputes through direct communication before pursuing formal legal action
Arbitration Process
Disputes that cannot be resolved informally may be subject to binding arbitration under UK arbitration rules
Arbitration will be conducted in London under the rules of the London Court of International Arbitration
EU Online Dispute Resolution
Online dispute resolution platform available at
EU residents may access the Online Dispute Resolution platform: https://ec.europa.eu/consumers/odr
Service Termination
Either party may terminate the subscription relationship
Your Termination Rights
You may cancel your subscription at any time through your account settings or by contacting customer support
Our Termination Rights
We may terminate your account for breach of terms, non-payment, or other legitimate business reasons with appropriate notice
Privacy and Data Protection
Your privacy rights and our data processing practices are detailed in our Privacy Policy, which forms part of this agreement Privacy Policy
Terms Modifications
We may update these Terms and Conditions periodically. Significant changes will be communicated with 30 days advance notice to active subscribers.
Governing Law and Jurisdiction
These terms are governed by English law and subject to the exclusive jurisdiction of English courts
Complete Agreement
These Terms and Conditions, together with our Privacy Policy and Cookie Policy, constitute the complete agreement between you and Drovianquelis Financial Planning Limited
Terms and Conditions Enquiries
Questions about these terms should be directed to our legal department at info@drovianquelis.com