Important Disclaimers and Risk Warnings
Last Updated: August 21, 2025
Past performance does not guarantee future results
Financial planning involves risk. The value of your financial decisions may fluctuate and you may not get back the amount you originally invested
General Disclaimer
Important information about using our service
The information provided through our financial planning subscription service is for general guidance purposes only and should not be considered as personalised financial advice. While we strive to provide accurate and up-to-date information, we make no representations or warranties regarding the completeness, accuracy, or reliability of any content provided through our service.
Limitation of Liability
Understanding our service limitations
- We shall not be liable for any direct, indirect, incidental, or consequential damages arising from the use of our service
- Our total liability shall not exceed the amount paid for our subscription service in the preceding 12 months
- We exclude all liability for investment losses or financial decisions made based on our guidance
- Force majeure events, technical failures, or third-party service interruptions are excluded from our liability
Information Accuracy
While we endeavour to maintain accurate information, financial markets and regulations change frequently. We cannot guarantee that all information provided through our service remains current or applicable to your specific circumstances.
No Performance Guarantees
We do not guarantee any specific financial outcomes or results from using our planning service. All financial decisions remain your responsibility, and outcomes depend on various factors beyond our control.
Content Modifications
We reserve the right to modify, update, or discontinue any aspect of our service content without prior notice. Subscribers will be informed of significant changes that may affect their subscription benefits.
Professional Financial Advice
Important: Seek qualified professional advice
Our service provides general financial planning guidance and should not replace professional advice from qualified financial advisors, accountants, or legal professionals. For complex financial decisions, we strongly recommend consulting with appropriately licensed professionals who can assess your individual circumstances.
Third-Party Links and Resources
Our service may include links to external websites and resources
- We are not responsible for the content, accuracy, or availability of external websites
- External links are provided for convenience and do not constitute endorsement
- Use of third-party services is subject to their respective terms and conditions
Results and Outcomes
Individual results may vary
Financial planning outcomes depend on numerous personal factors including income, expenses, financial goals, market conditions, and individual commitment to implementing suggested strategies. Results achieved by other subscribers may not be representative of your experience.
There are no typical results, and we make no representation that you will achieve specific financial improvements through our service.
Jurisdiction and Governing Law
Legal framework governing our service
Applicable Law
This disclaimer and our service are governed by the laws of England and Wales. Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.
Regional Variations
Financial regulations may vary across different regions of the United Kingdom. Our service provides general guidance and may not account for all local variations in financial regulations or tax implications.
Dispute Resolution
We encourage resolving any concerns through direct communication. For formal disputes, we participate in relevant ombudsman schemes where applicable to our services.
User Indemnification
By using our service, you agree to indemnify and hold harmless Drovianquelis and its affiliates from any claims, damages, or expenses arising from your use of our financial planning service or any decisions made based on our guidance.
Severability
If any provision of this disclaimer is found to be unenforceable, the remaining provisions shall continue in full force and effect. Invalid provisions will be interpreted in a manner that most closely reflects the original intent while remaining legally valid.
Contact Information for Disclaimer Queries
Questions about our disclaimers and limitations
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